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Yes. All calculators on BeAFox are completely free and usable without signup. We do not make money with ads or by selling your data.
The calculators are based on the current values for 2026 - minimum wage, basic allowance, social security contributions, and all relevant tax rates. We update the values every year.
No. All calculations happen directly in your browser. We do not store any inputs and do not track personal data.
No. You can use all calculators directly in the browser without logging in. Only if you want to use Bea as your personal finance companion in the app do you need a free account.

Bea guides you through real financial situations - from your first salary to your tax return. Playful, neutral, and at your pace.
With our learning app, we’ve finally created a way to teach finance in a sustainable and easy-to-understand way—without it feeling boring. We want the next generation to learn financial knowledge independently and with motivation.